Being a professional advisor on Finance and wealth I do highly recommend to accumulate Gold as the best investment opportunity.
Though due to recent RBI credit policy the interest rate of fixed deposit has hiked to a remarkable point but its limitation is to the extent that fixed deposit is possible for available funds in the income tax file but the hard cash , which is also called as black money in collaqual language could be safely investment without hassle with expectation of good return in short , medium , long period.The main plus point is that Gold is as good as cash which is encashable at any point of the world.
Gold & Silver price is going to soar and have great future so this is safe and highest return yielding investment for both white and black money.
In
In foreign countries a plan called "GAP" has been executed whereby a recurring type account with a passbook is opened such that every month you deposit a fix amount of money which is used to buy gold on a particular date irrespective of the price on that date. You get the balance of the gold accumulated in your account at any day. If you wish to take gold on certain date you may take the gold and if you want to encash the gold you may opt for cash of the value of the gold as on that date.
This system not only help to invest in gold in easy installment which is not practically possible but also give the benefit of liquidity and safety. Buying Physical gold may arise question of safety so this system is fool proof but not yet introduced in